Expert Guide Editorially reviewed

The Best Portfolio Trackers in 2026

They bill by number of portfolios, not by how much you hold. If you track accounts separately, that is the whole cost.

Louis CorneloupFounder, Dupple · 810,000+ readers · Updated Aug 2026

Independently researched. No pay-for-placement. 4 tools compared

TL;DR

The billing unit here is the portfolio, not the balance. Sharesight is $7 a month for one portfolio and $18 for four. Portseido is $8 for a single portfolio and $12 for multiple, with a free tier at $0.

Anyone tracking a personal account, a pension and a spouse's account separately is buying three portfolios, and that decides the price far more than portfolio size does.

Portfolio trackers are cheap enough that the monthly figure is not the interesting part. What is interesting is the unit: almost all of them charge by how many separate portfolios you keep, and households routinely keep more than they realise.

A personal brokerage account, a pension, a spouse's account and a company scheme is four portfolios before anyone has bought anything unusual.

Top Picks

Based on features, real-world fit, and value for money.

Best Portfolio Trackers: 4 tools compared, updated Aug 2026
Tool	Pricing	Best for
Sharesight	$7 per month billed annually for one portfolio, or $9.33 billed monthly. $18 per month billed annually for four…	Investors who need proper tax reporting and hold across several brokers
Portseido	Free at $0 per month billed annually. $8 per month billed annually for a single portfolio with unlimited transactions…	Investors who want multiple portfolios without a steep step up in price
Snowball Analytics	Pricing not retrievable from the vendor page at the time of writing	Dividend-focused investors wanting income projections
Delta	Pricing page was not accessible at the time of writing, so no figure is quoted	Investors holding crypto alongside equities

Pricing read from each vendor's own published pricing page, checked Aug 2026. Every vendor here publishes a price.

Sharesight

Top Pick

Best for: Investors who need proper tax reporting and hold across several brokers

Pricing$7 per month billed annually for one portfolio, or $9.33 billed monthly. $18 per month billed annually for four portfolios, or $24 billed monthly

Visit Sharesight →

Portseido

Best for: Investors who want multiple portfolios without a steep step up in price

PricingFree at $0 per month billed annually. $8 per month billed annually for a single portfolio with unlimited transactions. $12 per month billed annually for multiple portfolios

Visit Portseido →

Snowball Analytics

Best for: Dividend-focused investors wanting income projections

PricingPricing not retrievable from the vendor page at the time of writing

Visit Snowball Analytics →

Delta

Best for: Investors holding crypto alongside equities

PricingPricing page was not accessible at the time of writing, so no figure is quoted

Visit Delta →

What it is

A portfolio tracker consolidates holdings across brokers into one view, calculates returns properly including dividends and fees, and produces the tax reporting your broker will not. The last part is the reason most people pay: brokers show you a balance, not a time-weighted return or a capital gains position.

Why it matters

The number your broker shows is not your return. It ignores contributions, timing, dividends and currency, which is why two people with identical balances can have had completely different years.

A tracker that computes properly changes what you can conclude about your own decisions, and that is worth more than the subscription for anyone contributing regularly.

Key features to look for

Portfolio count

The billing unit across this category. Count the accounts you want tracked separately before comparing any prices, because that number is the price.

Broker import

Automatic sync or file import. Automatic coverage varies sharply by country, and outside the US and UK it thins out quickly.

Return methodology

Whether the tool computes time-weighted and money-weighted returns. Only the second tells you how your own timing did, and it is the one worth having.

Dividend handling

Tracking dividends, reinvestment and withholding tax. This is where consumer apps most often fall short of the paid trackers.

Tax reporting

Capital gains and dividend reports in your jurisdiction's format. The main reason people upgrade, and the feature most tied to a specific country.

Multi-currency

Whether it separates the return from the asset and the return from the exchange rate. Essential for anyone holding foreign assets and frequently absent.

Mistakes to avoid

×Counting one portfolio when you have four. A personal account, a pension, a spouse's account and a company scheme are four portfolios in this pricing model. Sharesight's four-portfolio tier is $18 against $7 for one.

×Choosing before checking broker coverage. Automatic import is excellent in some markets and absent in others, and manual entry for every transaction defeats the purpose within a month.

×Reading your broker's percentage as your return. It typically ignores the timing of your contributions, which is the part of your performance you actually control.

Expert tips

→Count the accounts you want separated before pricing anything. That number, not your balance, is what you are buying.

→Check import coverage for your specific brokers on the vendor's own list before subscribing. This is the most common reason people abandon a tracker in the first month.

→Use the free tiers to test the return calculation against a period you remember well. If the number it produces does not match your intuition about a year you lived through, find out which of you is wrong before trusting it on tax.

The bottom line

For one portfolio and serious tax reporting, Sharesight at $7 a month billed annually is the strongest tool in the category and the price is not the issue.

For several portfolios the arithmetic changes: Portseido at $12 covers multiple portfolios against Sharesight's $18 for four, and for households tracking accounts separately that difference repeats every month.

Start on Portseido's free tier if you are unsure, since it costs nothing to establish whether you will actually maintain the habit, which is the real question with any tracker.

Frequently asked questions

How much do portfolio trackers cost?

Sharesight is $7 a month billed annually for one portfolio and $18 for four. Portseido has a free tier, $8 a month for one portfolio and $12 for multiple. Both charge more for portfolio count rather than portfolio size.

Do I need a portfolio tracker if my broker shows my returns?

Brokers show a balance and usually a simple percentage that ignores when you contributed. If you invest regularly rather than once, that figure does not tell you how your decisions performed, and a tracker computing money-weighted return does.

Is a free portfolio tracker enough?

For a single account with occasional trades, often yes. The upgrade is usually driven by tax reporting or by needing several portfolios separated, not by the number of holdings.

What counts as a separate portfolio?

Whatever you want reported separately: a personal account, a pension, a spouse's account, a company scheme. Since this is the billing unit, decide what genuinely needs its own report rather than defaulting to one per account.

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