The Best Real Estate Investing Platforms in 2026
One starts at $10. One starts at $100. One REIT is $5,000 and paused to new money. Two want accredited investors and a five-figure check.
Fundrise: $10 taxable, $1,000 IRA; 0.15% advisory plus 0.85% on the real estate funds (about 1% a year). Arrived: $100; AUM 0.15% of purchase price per quarter on single-family homes, plus 8% of gross rent to the property manager. RealtyMogul: Income REIT 1.00% asset management, Apartment Growth REIT 1.25%; $5,000 REIT minimum when open. The Income REIT page said new subscriptions were paused and the share repurchase program was suspended as of 21 April 2026. CrowdStreet: accredited only; FAQ says minimums start at $25,000, May 2026 Form CRS says some offerings start at $5,000; sponsor and placement fees vary by deal. AcreTrader: accredited only; live offerings showed $15,000 per farm and $150,000 on the Proterra fund; 0.75% annual administration fee on farm value. This is not financial advice. Confirm every number on the live offering page. Checked 1 September 2026.
These platforms sell private or non-traded real estate over a website. They are not a brokerage ticker you can sell before lunch, and they are not a house you own in your name. Fundrise and Arrived will take a non-accredited US investor at $10 or $100.
RealtyMogul's retail REITs start at $5,000 when they are actually open. CrowdStreet and AcreTrader are accredited products with a much larger check.
This page is a fee and access comparison, not a return forecast. None of these firms can promise a yield. Read the offering circular. This is not financial advice.
Top Picks
Based on features, real-world fit, and value for money.
| Tool | Pricing | Best for |
|---|---|---|
| Fundrise | From Fundrise Help Center and Fundrise Advisors Form CRS (March 2026): 0.15% annual advisory fee ($1.50 per $1,000)… | Non-accredited investors who want a pooled private-real-estate plan at a $10 start and will accept gated liquidity |
| RealtyMogul | Platform membership is free. Income REIT: 1.00% annual asset management on total equity value, organisational and… | People who specifically want RealtyMogul's commercial REIT or accredited marketplace and will read whether that product is open this week |
| Arrived | Help Center (24 July 2026): $100 minimum on all Arrived offerings. Help Center fees (26 May 2026): AUM 0.10% to 0.30%… | Non-accredited investors who want a named rental or vacation home at $100 and will hold through property-level fees |
| CrowdStreet | Accredited investors only (US persons). CrowdStreet FAQ: minimums start at $25,000 and may be higher. Crowd Street… | Accredited investors who will underwrite one commercial (or other private) deal at a time and can lock capital for the full hold |
| AcreTrader | Accredited US residents only (AcreTrader Financial Form CRS). No fee to open or maintain an account. Affiliate… | Accredited investors who want US farmland in an LLC or the Proterra fund and can wait through a multi-year hold |
Pricing read from each vendor's own published pricing page, checked Sep 2026. Every vendor here publishes a price.
Best for: Non-accredited investors who want a pooled private-real-estate plan at a $10 start and will accept gated liquidity
PricingFrom Fundrise Help Center and Fundrise Advisors Form CRS (March 2026): 0.15% annual advisory fee ($1.50 per $1,000), not charged on the Innovation Fund under the CRS. Real estate funds in Supplemental Income, Balanced Investing, or Long-Term Growth: 0.85% annual flat management fee ($8.50 per $1,000). Innovation Fund: 1.85% flat management fee ($18.50 per $1,000). Funds may also pay acquisition, development, and servicing fees described at fundrise.com/oc. Taxable minimum $10. IRA minimum $1,000. Open to non-accredited investors. NerdWallet's 7 August 2026 review said the Innovation Fund was closed to new investors. Confirm live. Checked 1 September 2026.
Best for: People who specifically want RealtyMogul's commercial REIT or accredited marketplace and will read whether that product is open this week
PricingPlatform membership is free. Income REIT: 1.00% annual asset management on total equity value, organisational and offering costs capped at 3%, 0% selling commissions, 0.5% servicing on debt and preferred equity (Investopedia fee table citing RealtyMogul fact sheets; 1.00% also in the Income REIT SEC Form 1-SA). Apartment Growth REIT: 1.25% annual asset management, same 3% org/offering cap, 0.5% servicing on preferred equity. REIT minimum $5,000 initial, $1,000 subsequent (Income REIT offering circular). Individual deals: fees set per sponsor; Investopedia cites $25,000 minimums for accredited individual properties. Official Income REIT page: offering paused for new investors while the circular is refreshed; share repurchase program suspended 21 April 2026. Checked 1 September 2026.
Best for: Non-accredited investors who want a named rental or vacation home at $100 and will hold through property-level fees
PricingHelp Center (24 July 2026): $100 minimum on all Arrived offerings. Help Center fees (26 May 2026): AUM 0.10% to 0.30% per quarter ($1 to $3 per $1,000 per quarter). Single-family homes: 0.15% of purchase price per quarter. SFR fund: 0.25% of net assets per quarter. Real Estate Income fund: 0.30% of net assets per quarter. Vacation rentals: variable AUM that has averaged 0.10% of initial investment per quarter. Property managers (9 July 2026): 8% of gross rent on single-family; 15% to 20% on vacation rentals, plus possible lease-up and rehab charges. A one-time sourcing fee is baked into the offering price (see each circular). Arrived Homes series SEC filing: 3.5% sourcing and 0.60% annual asset management on the series property purchase price. Secondary market: executing broker may take up to 2.5% buy and 2.5% sell. Open to non-accredited investors under Regulation A limits. Checked 1 September 2026.
Best for: Accredited investors who will underwrite one commercial (or other private) deal at a time and can lock capital for the full hold
PricingAccredited investors only (US persons). CrowdStreet FAQ: minimums start at $25,000 and may be higher. Crowd Street Capital Form CRS (18 May 2026): no minimum to open an account; offerings typically start at $5,000 and vary. No account-opening fee to the investor. The broker and affiliates charge issuers due diligence, placement, services, and technology fees; issuers may pass those through, which can reduce the amount invested. Registered third-party funds may pay the broker a fund-level fee. Each offering page has a Fees and Expenses section. Confirm the live minimum and fee table on that deal. Checked 1 September 2026.
Best for: Accredited investors who want US farmland in an LLC or the Proterra fund and can wait through a multi-year hold
PricingAccredited US residents only (AcreTrader Financial Form CRS). No fee to open or maintain an account. Affiliate Acretrader Management charges a flat 0.75% annual administration fee of overall farm value, typically taken from farm income before distributions (acretrader.com/resources/how-it-works). Investors may indirectly bear issuer placement fees. Each offering sets its own minimum. On 1 September 2026 the public offerings page showed $15,000 on individual farm cards and $150,000 on Proterra AcreTrader Farmland Fund LP. Closing, legal, and disposition costs are in the PPM for that farm, not in a single site-wide table. Checked 1 September 2026.
What it is
A real estate investing platform here is a site that sells shares in a private REIT, an interval fund, a single-property LLC, or a farmland entity. You put in cash. A manager buys or operates property. You may get distributions if the vehicle has cash.
You generally cannot sell on an exchange.
The five names still operating in the US as of 1 September 2026 split into two rooms. Fundrise, Arrived, and RealtyMogul's Regulation A REITs (when open) are built for retail.
CrowdStreet and AcreTrader are Regulation D marketplaces for accredited investors. Publicly traded REITs at a normal broker are a different product.
Why it matters
The invoice is not one number. Fundrise's help center adds 0.15% advisory to 0.85% fund management. Arrived's help center quotes a quarterly AUM slice, then an 8% property-management cut of rent, then a one-time sourcing fee inside the share price.
CrowdStreet's Form CRS says the broker is paid by the issuer. AcreTrader's how-it-works page charges 0.75% of farm value, not of your smaller equity cheque if the farm is leveraged.
Liquidity is the other bill. RealtyMogul's own Income REIT page said the board suspended the share repurchase program on 21 April 2026.
Fundrise can delay redemptions. Arrived's secondary market, when it runs, can take up to 2.5% on each side. Treat any of these as money you may not get back on a schedule you pick.
Key features to look for
The bottom line
For a small, non-accredited cheque, Fundrise at $10 and about 1% a year on the real estate plans is the simplest published stack. Arrived at $100 is the one that lets you point at a house, at a higher all-in cost once sourcing and the 8% rent cut are included.
RealtyMogul still exists.
Its Income REIT was not taking new investors on this check, and the repurchase program was off. Do not treat the $5,000 REIT as a live buy until the site says it is. CrowdStreet and AcreTrader are accredited, five-figure (or larger) products.
CrowdStreet's cost is the deal's fee page. AcreTrader's published ongoing number is 0.75% of farm value. This is not a recommendation to invest.
Frequently asked questions
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