The Best Real Estate Investing Platforms in 2026
One starts at $10. One starts at $100. One REIT is $5,000 and paused to new money. Two want accredited investors and a five-figure check.
Fundrise: $10 taxable, $1,000 IRA; 0.15% advisory plus 0.85% on the real estate funds (about 1% a year). Arrived: $100; AUM 0.15% of purchase price per quarter on single-family homes, plus 8% of gross rent to the property manager. RealtyMogul: Income REIT 1.00% asset management, Apartment Growth REIT 1.25%; $5,000 REIT minimum when open. The Income REIT page said new subscriptions were paused and the share repurchase program was suspended as of 21 April 2026. CrowdStreet: accredited only; FAQ says minimums start at $25,000, May 2026 Form CRS says some offerings start at $5,000; sponsor and placement fees vary by deal. AcreTrader: accredited only; live offerings showed $15,000 per farm and $150,000 on the Proterra fund; 0.75% annual administration fee on farm value. This is not financial advice. Confirm every number on the live offering page. Checked 1 September 2026.
These platforms sell private or non-traded real estate over a website. They are not a brokerage ticker you can sell before lunch, and they are not a house you own in your name. Fundrise and Arrived will take a non-accredited US investor at $10 or $100.
RealtyMogul's retail REITs start at $5,000 when they are actually open. CrowdStreet and AcreTrader are accredited products with a much larger check.
This page is a fee and access comparison, not a return forecast. None of these firms can promise a yield. Read the offering circular. This is not financial advice.
Top Picks
Based on features, real-world fit, and value for money.
| Tool | Pricing | Best for |
|---|---|---|
| Fundrise | From $10 taxable ($1,000 IRA); 0.15% a year advisory plus 0.85% on real estate funds | Non-accredited investors who want a pooled real estate plan from $10 and can wait to get money out |
| RealtyMogul | Free to join; REIT from $5,000 ($1,000 later); 1.00% or 1.25% a year | People who specifically want RealtyMogul's commercial REIT or accredited marketplace and will read whether that product is open this week |
| Arrived | From $100; 0.15% of purchase price per quarter on single-family homes | Non-accredited investors who want a named rental or vacation home from $100 and accept the extra fees |
| CrowdStreet | From $25,000 (FAQ) or $5,000 (Form CRS); no account-opening fee | Accredited investors who choose one private deal at a time and can leave the money for the full hold |
| AcreTrader | From $15,000 per farm ($150,000 fund); 0.75% a year on farm value; no account fee | Accredited investors who want US farmland in an LLC or the Proterra fund and can wait through a multi-year hold |
Pricing read from each vendor's own published pricing page, checked Sep 2026. Every vendor here publishes a price.
Best for: Non-accredited investors who want a pooled real estate plan from $10 and can wait to get money out
PricingFrom $10 taxable ($1,000 IRA); 0.15% a year advisory plus 0.85% on real estate funds
Best for: People who specifically want RealtyMogul's commercial REIT or accredited marketplace and will read whether that product is open this week
PricingFree to join; REIT from $5,000 ($1,000 later); 1.00% or 1.25% a year
Best for: Non-accredited investors who want a named rental or vacation home from $100 and accept the extra fees
PricingFrom $100; 0.15% of purchase price per quarter on single-family homes
Best for: Accredited investors who choose one private deal at a time and can leave the money for the full hold
PricingFrom $25,000 (FAQ) or $5,000 (Form CRS); no account-opening fee
Best for: Accredited investors who want US farmland in an LLC or the Proterra fund and can wait through a multi-year hold
PricingFrom $15,000 per farm ($150,000 fund); 0.75% a year on farm value; no account fee
What it is
A real estate investing platform here is a site that sells shares in a private REIT, an interval fund, a single-property LLC, or a farmland entity. You put in cash. A manager buys or operates property. You may get distributions if the vehicle has cash.
You generally cannot sell on an exchange.
The five names still operating in the US as of 1 September 2026 split into two rooms. Fundrise, Arrived, and RealtyMogul's Regulation A REITs (when open) are built for retail.
CrowdStreet and AcreTrader are Regulation D marketplaces for accredited investors. Publicly traded REITs at a normal broker are a different product.
Why it matters
The invoice is not one number. Fundrise's help center adds 0.15% advisory to 0.85% fund management. Arrived's help center quotes a quarterly AUM slice, then an 8% property-management cut of rent, then a one-time sourcing fee inside the share price.
CrowdStreet's Form CRS says the broker is paid by the issuer. AcreTrader's how-it-works page charges 0.75% of farm value, not of your smaller equity cheque if the farm is leveraged.
Liquidity is the other bill. RealtyMogul's own Income REIT page said the board suspended the share repurchase program on 21 April 2026.
Fundrise can delay redemptions. Arrived's secondary market, when it runs, can take up to 2.5% on each side. Treat any of these as money you may not get back on a schedule you pick.
Key features to look for
Pricing
These platforms charge a minimum investment plus a yearly or quarterly fee, not a software subscription. Fundrise, Arrived, RealtyMogul's REITs, and AcreTrader publish those fees. CrowdStreet and RealtyMogul's individual deals are quote-only: the sponsor sets the fee, and Investopedia cites a $25,000 minimum on those RealtyMogul properties.
The cheapest published entry is Fundrise at $10 for a taxable account ($1,000 for an IRA), then Arrived at $100. RealtyMogul is free to join, then $5,000 for a REIT when it is open (the Income REIT was paused), and Arrived's entry still adds a sourcing fee plus 8% of rent.
Accredited products cost more to start: CrowdStreet's FAQ starts at $25,000 (the Form CRS says some offerings start at $5,000), and AcreTrader showed $15,000 on a farm and $150,000 on the Proterra fund.
| Plan | Price | Best for |
|---|---|---|
| Fundrise taxable | $10 minimum | Taxable account, open to non-accredited investors |
| Fundrise IRA | $1,000 minimum | Minimum to open an IRA |
| Fundrise advisory fee | 0.15% a year ($1.50 per $1,000) | Not charged on Innovation Fund, March 2026 |
| Fundrise real estate funds | 0.85% a year ($8.50 per $1,000) | Supplemental Income, Balanced Investing, or Long-Term Growth |
| Fundrise Innovation Fund | 1.85% a year ($18.50 per $1,000) | Closed to new investors, NerdWallet 7 August 2026 |
| Fundrise fund-level fees | See offering circular | Acquisition, development, and servicing at fundrise.com/oc |
| RealtyMogul membership | Free | No charge to join the platform |
| RealtyMogul Income REIT | 1.00% a year | On total equity value, also in Form 1-SA |
| RealtyMogul Income REIT costs | Capped at 3% | Cap on organisational and offering costs |
| RealtyMogul Income REIT commissions | 0% selling commissions | Income REIT charges no selling commission |
| RealtyMogul Income REIT servicing | 0.5% servicing | On debt and preferred equity |
| RealtyMogul Apartment Growth REIT | 1.25% a year | Annual asset management fee |
| RealtyMogul Apartment Growth costs | Capped at 3% | Same cap on organisational and offering costs |
| RealtyMogul Apartment Growth servicing | 0.5% servicing | Servicing fee on preferred equity |
| RealtyMogul REIT initial | $5,000 minimum | First REIT investment when the offering is open |
| RealtyMogul REIT later | $1,000 minimum | Each investment after the first $5,000 |
| RealtyMogul individual deals | Custom quote | Sponsor sets fees on each accredited property |
| RealtyMogul (estimate, Investopedia) | $25,000 minimum | Cited minimum on accredited individual properties |
| Arrived offerings | $100 minimum | Non-accredited under Regulation A, 24 July 2026 |
| Arrived AUM range | 0.10% to 0.30% per quarter | $1 to $3 per $1,000, Help Center 26 May 2026 |
| Arrived single-family homes | 0.15% per quarter | Of the home's purchase price |
| Arrived SFR fund | 0.25% per quarter | Of net assets in the single-family fund |
| Arrived Real Estate Income fund | 0.30% per quarter | Of net assets in the income fund |
| Arrived vacation rentals AUM | Averaged 0.10% per quarter | Variable AUM on the initial investment |
| Arrived single-family manager | 8% of gross rent | Property manager cut, Help Center 9 July 2026 |
| Arrived vacation rental manager | 15% to 20% of rent | Plus possible lease-up and rehab charges |
| Arrived Homes sourcing | 3.5% sourcing | One-time fee in the share price, series filing |
| Arrived Homes asset management | 0.60% a year | On the series property purchase price |
| Arrived secondary market | Up to 2.5% buy and sell | Executing broker fee on each side |
| CrowdStreet | Custom quote | Due diligence, placement, services, and technology |
| CrowdStreet pass-through | May be passed through | Issuer charges can reduce the amount invested |
| CrowdStreet fund-level fee | Fund-level fee | Registered third-party funds may pay the broker |
| CrowdStreet FAQ minimum | $25,000 to start | FAQ minimum, and some deals are higher |
| CrowdStreet Form CRS offerings | From $5,000 | Typical start, and it varies, 18 May 2026 |
| CrowdStreet account | No account-opening fee | No minimum to open, Form CRS 18 May 2026 |
| AcreTrader account | No open or maintain fee | Accredited US residents only |
| AcreTrader administration | 0.75% a year of farm value | Taken from farm income before distributions |
| AcreTrader individual farm | $15,000 minimum | Farm cards on the public page, 1 September 2026 |
| AcreTrader Proterra fund | $150,000 minimum | Proterra AcreTrader Farmland Fund LP |
| AcreTrader issuer placement | Borne indirectly | Investors may bear issuer placement fees |
| AcreTrader other costs | In the farm PPM | Closing, legal, and disposition costs |
The bottom line
For a small, non-accredited cheque, Fundrise at $10 and about 1% a year on the real estate plans is the simplest published stack. Arrived at $100 is the one that lets you point at a house, at a higher all-in cost once sourcing and the 8% rent cut are included.
RealtyMogul still exists.
Its Income REIT was not taking new investors on this check, and the repurchase program was off. Do not treat the $5,000 REIT as a live buy until the site says it is. CrowdStreet and AcreTrader are accredited, five-figure (or larger) products.
CrowdStreet's cost is the deal's fee page. AcreTrader's published ongoing number is 0.75% of farm value. This is not a recommendation to invest.
Frequently asked questions
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